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Website Terms & Conditions

These are the terms and conditions which regulate your use of the themortgagaeexperts.co.uk website.

Please take some time to read through this policy. If there is anything that isn’t clear please contact us so that we can explain it to you.

This website is owned and controlled by Mortgage Experts Limited.

Mortgage Experts Limited. Registered Office: 3 Regents Street, Rugby, CV21 2PE. Registered in England & Wales Number: 09354217.

Mortgage Experts Limited, Mortgage Experts and The Mortgage Experts are collectively known in this agreement as “The Mortgage Experts”, “our”, “us”, and “we”.

By using this website, you agree to be bound by the following terms and conditions of use. If for any reason you cannot accept these Terms and Conditions in full then you must leave this website immediately.

We reserve the right, at any time, to modify, alter, or update the terms and conditions.


The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Accordingly, this website is intended for use by those who can access it from within the UK. By entering this website, you are accepting these Terms and Conditions.


This websites content, including the information, names, images, pictures, logos and icons regarding or relating to The Mortgage Experts and its products and services, is provided ‘as is’ and on an ‘is available’ basis without any representations or any kind of warranty made (whether express or implied by law) to the extent permitted by law, including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.


Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up-to-date, we do not warrant that the functions and information content contained in this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or bugs. It is your responsibility to ensure that your computer is virus protected.


You will not:

  1. Interfere or attempt to interfere with the proper operation of the website, or take any action which is likely to cause the website to be interrupted or degraded
  2. Attempt to gain unauthorised access to our computer system or that of any other user
  3. Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of our or another’s computer.

You hereby indemnify us and keep us indemnified against any and all claims, damages, losses, liabilities and costs arising from and in connection with your use and abuse of the website or your breach of these website terms.


Any personal data which is collected from you on or through the website or where you contact us with comments or questions will be used in accordance with our Privacy Policy.


All intellectual property rights in the materials in or on the website including, but not limited to, designs, data, text, images, trademarks or trade names, graphics, website layout and ‘look and feel’, and any underlying databases remain the property of The Mortgage Experts unless otherwise indicated.

You may not download the website, or parts of the website, to a local hard disk. You may not otherwise publish, copy, distribute, modify, transmit or reproduce in any form (whether in hard copy, electronic or otherwise) the information and materials on the website without our permission. No part of the content of the website may be incorporated into or stored in any other website or other work in any form without our permission.


The website may from time to time contain links to other internet websites. These links are provided solely for the convenience of users of the website and we are not responsible for the content of third-party websites, nor for the way in which information about their users is treated.

We make no warranties, representations or undertakings about and take no liability whatsoever (including, without limitation, liability arising out of any allegation that the content of any other website is misleading, inaccurate, defamatory or otherwise infringes any law or the rights on any person or entity) for any other website referred to on, or accessed through, this website.


These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of England and Wales.


You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, this website by any third party. Such restriction or inhibition includes, without limitation, conduct that is unlawful, or which may cause distress or inconvenience to any person and the transmission of obscene or offensive content, or disruption of normal flow of dialogue within this website.

In no event will we be liable for any damages including, without limitation, indirect or consequential damages, or any damages whatsoever arising from use or loss of use, data, or profits, whether in action of contract, negligence or other tortuous action, arising out of or in connection with the use of this website.

We do not warrant that the functions contained in the material contained in this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or bugs or represents the full functionality, accuracy or reliability of the materials.


If any of these terms and conditions should be determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these Terms and Conditions are intended to be effective, then to the extent and within the jurisdiction which that Term or Condition is illegal, invalid or unenforceable, it shall be severed and deleted from this clause and the remaining Terms and Conditions shall survive, remain in full force and effect and continue to be binding and enforceable.

Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.