Bank of England4.50%

Avg 2yr Fixed4.49%

Avg 5yr Fixed4.25%

Avg SVR7.85%

Avg Tracker5.20%

Bank of England4.50%

Avg 2yr Fixed4.49%

Avg 5yr Fixed4.25%

Avg SVR7.85%

Avg Tracker5.20%

Mortgage Intelligence

The Insights
Engine

Articles, free guides and expert-led webinars — empowering you with the intelligence to make confident financial decisions.

Cost and Price

How Much Does It Cost to Remortgage in 2026? Full Breakdown

Remortgaging can cost anywhere from nothing to a few thousand pounds, depending on your lender and timing. Here is a clear breakdown of every fee involved.

14 Oct 20267 min read

Read Full Article

Loan Impact

What remortgaging actually costs in 2026: early repayment charges, product fees, valuation and legal costs explained clearly, with no hidden surprises.

Bank of England

4.50%

Avg 2yr Fixed

4.49%

Avg 5yr Fixed

4.25%

Free Download

Moving house?

This guide will provide you with a step-by-step process to help make the home buying experience as smooth and stress-free as possible.

All Insights

18 available

Cost and Price14 Oct 2026

What Does an Agreement in Principle Cost and How Long Does It Last?

An agreement in principle usually costs nothing and takes minutes to arrange, but it only lasts a matter of weeks. Here is what you need to know before you rely on one.

Rate Impact

6 min read

Read Article

Cost and Price29 Sept 2026

Mortgage Broker Fees Explained: Fixed Fee, Percentage or Free?

Some mortgage brokers charge a fee, some do not, and the fee-free option is not always the cheapest overall. Here is how to work out what you are actually paying.

Rate Impact

5 min read

Read Article

Cost and Price22 Sept 2026

How Much Does a Mortgage Broker Cost in the UK in 2026?

Most UK mortgage brokers are paid by the lender, not the client, but some charge fees too. Here's how to find out exactly what you'd pay, and why.

Rate Impact

6 min read

Read Article

Market Trends14 Jul 2026

Market Update: Why Consistency Wins in Today's Mortgage Market

The market has settled, clients value advice over price, and the advisers winning right now are the ones doing the small things every single week. A message from our Managing Director, Gareth.

Rate Impact

1 min read

Read Article

Career & Earnings9 Jul 2026

What Self-Employed Mortgage Advisers Actually Earn in 2026 (The Real Numbers)

What do self-employed mortgage advisers actually earn in the UK in 2026? Real income ranges by case volume, commission split and career stage — plus: find your own number.

Rate Impact

7 min read

Read Article

Market Trends28 Jun 2025

Bank of England Holds Base Rate at 4.50% — What It Means for Borrowers

The Monetary Policy Committee voted to maintain the current base rate, signalling a cautious approach amid mixed economic data. Here's what this means for your mortgage repayments and future borrowing costs.

Rate Impact

5 min read

Read Article

Buyer Guides22 Jun 2025

First-Time Buyer Guide: How to Maximise Your Borrowing Power in 2025

With mortgage affordability tests evolving, first-time buyers need a clear strategy. We break down the key steps to strengthen your application and access the best deals on the market.

Rate Impact

8 min read

Read Article

Economic Analysis18 Jun 2025

UK Housing Market Report: Regional Price Trends and Forecast

House prices continue to show regional variation, with the North West and Midlands outpacing London for growth. Our analysis covers the latest data and what it signals for buyers and investors.

Rate Impact

6 min read

Read Article

Market Trends12 Jun 2025

Remortgage Window: Why the Next 6 Months Could Save You Thousands

With over 1.6 million fixed-rate deals expiring in 2025, now is the time to review your options. We explain why acting early on your remortgage could lock in significant savings.

Rate Impact

4 min read

Read Article

Economic Analysis5 Jun 2025

Buy-to-Let in 2025: Tax Changes, Yield Expectations, and Market Outlook

The buy-to-let landscape continues to evolve with regulatory changes and shifting tenant demand. Our analysis covers what landlords and investors need to know this year.

Rate Impact

7 min read

Read Article

Buyer Guides30 May 2025

Understanding Mortgage Protection: The Policies Every Homeowner Needs

Beyond the mortgage itself, protecting your home and family requires the right insurance cover. We explain the essential policies and how to choose the right level of protection.

Rate Impact

5 min read

Read Article

Free Guide10 min read

The Mortgage Adviser's Guide to Building a Business That Actually Belongs to You

A free, honest guide for employed mortgage advisers weighing up going self-employed in 2026: the real income numbers, the six questions worth answering, and what actually separates advisers who thrive from those who struggle.

What You Get

Free PDF download

Get the Guide

Webinar45 minutes

From Employed to Self-Employed: The Real Numbers Nobody Tells You

Our entry point webinar. Not vague promises about freedom and flexibility, but actual income modelling. What does a mortgage adviser on a £45,000 salary actually earn versus what they could keep at 80% commission? What does the first year really look like? What is the break-even point? This webinar removes the biggest barrier — financial uncertainty — before any other conversation happens, building enough trust and commercial clarity to move someone from curious to engaged.

Format

Hosted presentation with live Q&A

Webinar50 minutes

A Day in the Life: Three Mortgage Experts, Three Very Different Stories

Three guests. One who joined within the last twelve months. One who has been with The Mortgage Experts for two to three years. One who is now in their fourth year or beyond and has built something significant. Each shares their honest story — what their employed role looked like before, what the first six months felt like, what has changed financially, practically and personally, and what they wish they had known. No scripts. No polished sales pitches. Just real people talking about real experience.

Format

Panel interview with three current Partner Advisers at different stages

Webinar40 minutes

The Mortgage Market in 2026: Why Now Is Actually the Right Time to Go Self-Employed

An external guest with genuine market authority — a senior figure from Mortgage Advice Bureau, an industry analyst, a respected mortgage journalist or a compliance expert. The content covers where the mortgage market is heading, why the self-employed adviser model is growing, what employed advisers are missing by staying in traditional employment, and why the conditions in 2026 specifically favour making the move.

Format

Expert interview with a market analyst, industry journalist or senior MAB figure

Webinar55 minutes

Building a Client Bank From Scratch: The Strategies That Actually Work

One guest. One focused topic. A practical, no-fluff masterclass on how to build a sustainable self-employed mortgage business from day one. The guest shares exactly how they built their client bank — the referral partnerships with estate agents, how they used social media without it feeling like a full-time job, the employer partnership model and how it generated leads they would never have found alone, and how they structured their week in the early months to balance prospecting with advising.

Format

Masterclass with a high-performing Partner Adviser

Webinar45 minutes

Protection, Compliance and the Bits Nobody Warns You About

We're being deliberately counterintuitive. People running recruitment webinars can sometimes avoid talking about the difficult or unglamorous parts. This one leans into them. Compliance in the mortgage sector is real and the fear of managing it alone puts a lot of employed advisers off making the move. This webinar addresses that fear head-on, with a compliance specialist and a current Partner Adviser explaining exactly what the framework looks like within The Mortgage Experts model, why it is more straightforward than it sounds, and what support exists so no one is ever navigating it alone.

Format

Interview or panel with a compliance expert and a Partner Adviser

Webinar50 minutes

Beyond the Mortgage: How to Build Multiple Income Streams as a Self-Employed Adviser

This is the ambition webinar. It speaks to advisers who want more than a job with a better commission split — they want to build something. Our content covers protection income alongside mortgage income, employer partnership referral structures, how to build a repeat client base that generates income without constant new prospecting, and the Revenue Share programme in detail. How it works, what it pays, and what it looks like when an adviser has introduced three or four strong people to the network and those relationships are generating ongoing monthly income.

Format

Hosted session with a high-earning Partner Adviser and overview of the Revenue Share programme

The InsightsEngine

How Much Does It Cost to Remortgage in 2026? Full Breakdown

Moving house?

All Insights

What Does an Agreement in Principle Cost and How Long Does It Last?

Mortgage Broker Fees Explained: Fixed Fee, Percentage or Free?

How Much Does a Mortgage Broker Cost in the UK in 2026?

Market Update: Why Consistency Wins in Today's Mortgage Market

What Self-Employed Mortgage Advisers Actually Earn in 2026 (The Real Numbers)

Bank of England Holds Base Rate at 4.50% — What It Means for Borrowers

First-Time Buyer Guide: How to Maximise Your Borrowing Power in 2025

UK Housing Market Report: Regional Price Trends and Forecast

Remortgage Window: Why the Next 6 Months Could Save You Thousands

Buy-to-Let in 2025: Tax Changes, Yield Expectations, and Market Outlook

Understanding Mortgage Protection: The Policies Every Homeowner Needs

The Mortgage Adviser's Guide to Building a Business That Actually Belongs to You

From Employed to Self-Employed: The Real Numbers Nobody Tells You

A Day in the Life: Three Mortgage Experts, Three Very Different Stories

The Mortgage Market in 2026: Why Now Is Actually the Right Time to Go Self-Employed

Building a Client Bank From Scratch: The Strategies That Actually Work

Protection, Compliance and the Bits Nobody Warns You About

Beyond the Mortgage: How to Build Multiple Income Streams as a Self-Employed Adviser

The Insights
Engine