Home Mover
Moving home is an exciting new chapter, whether you're upsizing, downsizing, relocating, or simply looking for a fresh start. Our expert mortgage advisers will take the time to understand your situation and guide you through your options.
Where Do I Start?
Before you start viewing new homes, understand your current home's value, work out how much equity you have, and assess affordability and costs — from deposits and mortgage payments to legal fees and moving costs. Once you have a solid plan, the next step is obtaining an Agreement in Principle.
How Long Does Moving Home Take?
On average, the process takes 12–16 weeks from accepting an offer on your current home to completing the purchase of your new one. This allows time for mortgage application and approval, legal and conveyancing work, and surveys and property checks. Timelines can vary, especially if there's a property chain involved.
Can I Move My Current Mortgage?
With some lenders, this is possible. This is called porting your mortgage, and it allows you to transfer your existing mortgage deal to your new home, potentially avoiding early repayment charges. However, a new mortgage assessment is required, not all mortgages are portable, and affordability can impact approval.
Work It Out In Seconds
Repayment Calculator
See an indicative monthly repayment figure for your next mortgage.
Your estimated monthly repayment
£1,228
Total interest paid
£168,452
Total amount repaid
£368,452
Stamp Duty Calculator
Work out how much Stamp Duty you're likely to pay on your next home.
Buying in Scotland or Wales? Get in touch for LBTT or LTT guidance.
Moving home doesn't have to be stressful. Whether you're looking for a home mover mortgage, considering porting, or exploring Let to Buy — our experts are here to help.
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