Home Insurance
Protecting your home and your belongings matters, whether you own your property outright or you're renting. The right cover prevents unnecessary stress and expense if the worst happens - damage, theft or loss.
Buildings vs. Contents
Buildings Insurance covers the structure of your home - roof, walls, floors, windows and permanent fixtures like fitted kitchens and bathrooms - including damage from fire, flooding, storms or subsidence. Contents Insurance protects the things inside your home, such as furniture, electronics, jewellery and personal possessions, against theft, damage or destruction.
Do I Need Both?
Most freehold owners carry both types, and mortgage lenders typically require buildings insurance as a condition of the loan. If you're a leaseholder or tenant, contents insurance should be your priority, since the building itself is usually covered by the freeholder or landlord.
Finding the Right Policy
We offer tailored advice through a broad panel of trusted providers, covering family homes, rental properties and flats competitively.
Whether you own or rent, let's make sure your home and belongings are properly protected.
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