Critical Illness Cover
A serious diagnosis changes everything, including your finances. Critical Illness Cover provides a tax-free lump sum if you're diagnosed with a specified serious illness, giving you and your family real financial breathing room at an emotionally and financially difficult time.
What Does It Cover?
That lump sum can go towards medical treatment, home modifications, household expenses, private healthcare, mortgage payments, or simply replacing lost income while you focus on recovery. Cover typically includes major conditions such as cancer, heart attack and stroke, though the detail varies by provider.
Finding the Right Policy
We work with a panel of leading insurers to match you to the right policy for your circumstances, lifestyle and budget, and we're happy to review any existing cover to see whether it still meets your needs.
Can It Complement Existing Protection?
Yes - if you already have some cover in place, we can review it alongside your mortgage and family circumstances and recommend supplementary Critical Illness Cover if there are gaps.
We are passionate about safeguarding our clients' financial futures, ensuring that a serious diagnosis doesn't have to mean a financial crisis too.
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