The Mortgage Experts
Mortgage adviser
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Mortgage Adviser

Andy Ferns

With over 40 years in financial services, Andy has a particular strength in supporting business owners, company partners, and newcomers to the UK.

Key Highlights

  • Over 40 years of experience in financial services
  • Covers Somerset, Bristol and South Wales
  • Specialist support for business owners, partners and UK newcomers

About Andy

Andy has worked in financial services for over 40 years, covering Somerset, Bristol and South Wales. He has a particular strength in supporting business owners and company partners, drawing on a background in business lending management to advise entrepreneurs and directors on securing the right finance, as well as helping newcomers to the UK property market through their first purchase.

He takes time to understand each client's individual circumstances, goals and concerns in order to develop a tailored solution, guiding them from first enquiry through to completion and beyond.

Beyond the Desk

Outside work, Andy enjoys skiing with his family, walking his dog along the Somerset coastline, and cooking.

Ready to speak with Andy?

Get in touch today for tailored mortgage advice from Andy Ferns.

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Start Your Journey

Calling all Mortgage Brokers

Two paths, one destination. Do either of these sound like you?

Running the Business, But Drowning in the Admin?

You're a one-man band doing it all — clients, compliance, case management, marketing. You're too busy working in the business to grow it. Full back-office support, a dedicated business coach, and a CRM built for brokers means you focus on clients and earning, not paperwork.

Earning £50k? You Could Be Earning £150k.

You're an employed mortgage adviser, good at what you do, building someone else's business. The ceiling on your income isn't your ability — it's your split. Up to 85% commission retention, 90+ lenders, and full support means the same cases, the same skills, double or triple the take-home.

The Mortgage Experts

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The Legal Bits

The Mortgage Experts is a trading name of Mortgage Experts Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Mortgage Experts Limited. Registered Office: 3 Regent Street, Rugby, CV21 2PE. Registered in England & Wales number: 09354217.

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

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